Motor Trade Insurance by Business Type
Different motor trade businesses face different risks. Find tailored insurance information for your specific operation.
Car Dealers
New and used car dealerships — from franchise showrooms to independent used car yards and online traders.
Repair Garages & Workshops
General mechanical repair, servicing, and maintenance workshops — from single-person operations to multi-bay facilities.
Auto Electricians
Specialist auto electrical workshops and mobile auto electricians — ECU diagnostics, wiring, EV systems, and more.
Panel Beaters & Smash Repairers
Accident repair workshops, smash repairers and vehicle body shops — from independent operators to insurance-preferred repairer networks.
Tyre Dealers & Fitters
Tyre retail and fitting businesses — from mobile tyre vans to multi-bay retail stores with wheel alignment and balancing.
Mobile Mechanics
Mobile mechanical repair and servicing businesses — working at customer homes, workplaces and roadsides.
Vehicle Importers & Wholesalers
Businesses importing Japanese domestic market and other used vehicles for resale into the local market.
Car Sales Yards
Used car yards and independent vehicle retailers — from small backyard yards to busy forecourts carrying 50+ vehicles.
Fleet Operators
Businesses operating commercial vehicle fleets — including vehicle leasing, fleet management companies, and corporate fleet operators.
WoF Inspection Stations
NZTA-authorised Warrant of Fitness and Certificate of Fitness inspection stations — independent and franchise-operated.
Motorcycle Dealers
Specialist motorcycle and scooter retailers, including new and used bike dealers, powersports dealers, and vintage motorcycle traders.
Vehicle Auctions
Motor vehicle auction operators — including trade auctions, public auctions, online vehicle auctions, and auction house operators.
Smash Repairers
Auto body repair businesses specialising in collision damage, structural repair, and cosmetic restoration — from small dent removal specialists to full body shops.
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