About MotorTradeInsurance.co.nz

What We Do

MotorTradeInsurance.co.nz is a specialist referral service built to help the motor trade sector — car dealers, repair garages, panel beaters, auto electricians, tyre shops, mobile mechanics, and vehicle importers — find the right insurance coverage through licensed, experienced brokers.

Motor trade insurance is complex. Coverage requirements vary by business type, vehicle values fluctuate, and the regulatory environment — including the Motor Vehicle Dealers Act 2008, the Consumer Guarantees Act, and the Health and Safety at Work Act — creates specific obligations that standard business insurance may not address. Our network of advisers understands these nuances and can structure coverage that genuinely protects automotive businesses.

We Are Not an Insurer

Our Adviser Network

Our referred advisers hold current Financial Advice Provider (FAP) licences issued by the Financial Markets Authority (FMA), as required under the Financial Markets Conduct Act 2013. They operate under the full obligations of NZ financial services law, including disclosure requirements, duty of care, and complaint resolution obligations.

Our advisers access multiple insurer markets — including major NZ insurers such as Vero, NZI, and others — to find competitive coverage for motor trade businesses of all types and sizes.

Who We Help

The Motor Trade Market

New Zealand's motor trade sector employs tens of thousands of New Zealanders across approximately 4,000 MTA-member businesses, including 2,250+ repair workshops and nearly 500 registered car dealers. The NZ used vehicle market is substantial, with Japanese imports representing a significant portion of new stock each year. Increased uptake of electric and hybrid vehicles is creating new risks and compliance considerations for motor traders, and the specialist insurance market is evolving to reflect this.