Motor Trade Insurance Resources
Expert guides to help motor trade businesses understand their insurance obligations, coverage options, and claim processes.
The Complete Guide to Motor Trade Insurance in New Zealand (2026)
Everything NZ car dealers, mechanics, panel beaters and auto electricians need to know about motor trade insurance — coverage types, costs, providers and how to choose the right policy.
Road Risk Cover: What Every NZ Car Dealer Needs to Know
Road risk insurance is the cornerstone of any NZ motor trade policy. Without it, every vehicle you drive for business is uninsured. Here's what you need to know.
How Much Does Motor Trade Insurance Cost in NZ? (2026 Guide)
Premium ranges for car dealers, garages, panel beaters and more — and the key factors that determine what you'll pay for motor trade insurance in New Zealand.
The Motor Vehicle Dealers Act 2008: What NZ Car Dealers Need to Know About Insurance
NZ's Motor Vehicle Dealers Act imposes registration and compliance obligations on car dealers. Here's how the MVDA intersects with insurance and what you must have in place.
Top 5 Motor Trade Insurance Claims in NZ — and How to Prevent Them
From workshop fires to test drive accidents, these are the most common insurance claims in NZ's motor trade — and what you can do to reduce your risk.
EV and Hybrid Servicing: What NZ Workshops Need to Know About Insurance
As EVs and hybrids flood NZ from Japan, workshops servicing them face new insurance considerations. High-voltage systems change the risk profile significantly.
The Consumer Guarantees Act and Motor Traders: Your Legal Obligations in 2026
The CGA gives NZ vehicle buyers and repair customers powerful rights of recourse. Here's what every motor trader needs to understand — and how insurance protects you.
Business Interruption Insurance for Motor Traders: Why It's More Important Than You Think
A workshop fire or flood can close your business for months. Business interruption insurance replaces your lost revenue — here's how it works for NZ motor traders.
Car Dealer vs Repair Workshop: How Motor Trade Insurance Differs
A dealership and a workshop both work with vehicles, but their insurance needs are very different. Here's what separates a dealer's package from a workshop's cover.
Insurance for Japanese Import Vehicle Dealers in New Zealand
Japanese domestic market imports dominate NZ's used car supply. If you're importing or selling JDM vehicles, here's what you need to know about insurance.
WoF Inspection Station Insurance: A Guide for NZ Vehicle Inspectors
WoF stations face dual liability under NZTA regulations and the Consumer Guarantees Act. Here's the insurance you need to protect your inspection business.
Spray Booth Insurance: A Must-Read for NZ Panel Beaters
Spray booths are one of the highest fire-risk environments in the NZ motor trade. Here's what panel beaters need to know about insuring spray booth operations.
Mobile Mechanic Insurance: What You Need and Why It's Different
Mobile mechanics face a unique insurance challenge — your workshop is a van, your workplace is a customer's driveway, and standard trade policies don't always fit. Here's how to get coverage right.
Auto Electrician Insurance: Complete Guide for 2026
Auto electricians face unique professional liability exposures — from late-presenting wiring faults to high-voltage EV system risks. This guide covers the covers you need and why.
Tyre Dealer and Fitter Insurance: Coverage Guide
From wheel separation liability to TPMS damage claims — tyre dealers carry significant professional and product liability. Here's what to cover and how.
Vehicle Stock Insurance for Car Dealers: What's Covered and What's Not
Your vehicle stock is your largest asset — and the most exposed. Here's how stock cover works, what it covers, common exclusions, and how to avoid being underinsured.
Professional Indemnity for Motor Traders: Why Workmanship Cover Matters
The Consumer Guarantees Act gives vehicle owners strong rights against motor traders. Professional indemnity is how you protect your business when those rights are exercised.
Motor Trade Public Liability: How Much Do You Need and What Does It Cover?
Public liability is one of the most misunderstood covers in the motor trade. Here's what it actually covers, what it doesn't, and how much your business should carry.
Insurance for Japanese Import Car Dealers: What You Need to Know
JDM import dealers face a unique insurance challenge — in-transit risk, compliance exposure, and the full liability chain of a used car retailer. Here's the complete guide.
Car Dealer Insurance: The Complete Guide for Used and New Vehicle Dealers
From forecourt stock to test drive liability, this complete guide covers everything car dealers need to know about motor trade insurance — structured around your actual risk profile.
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