Disclaimer

Last updated: May 2026

Important Notice: MotorTradeInsurance.co.nz is a referral service only. We are not a licensed insurer, financial adviser, or insurance broker. We are not regulated under the Financial Markets Conduct Act 2013 (FMCA). The licensed advisers we refer you to are regulated under the FMCA and hold current Financial Advice Provider (FAP) licences issued by the Financial Markets Authority (FMA).

Referral Service Only

This website connects consumers with licensed insurance advisers and brokers. We do not provide insurance advice, make insurance recommendations, or place insurance cover. Any advice or recommendations you receive will come from the licensed adviser we connect you with, not from this website.

General Information Only

All information on this website is for general educational and informational purposes only. It does not constitute financial advice, legal advice, or any other professional advice. Coverage descriptions, policy terms, pricing information, and regulatory information may not reflect current market conditions and should not be relied upon without independent verification.

No Liability

MotorTradeInsurance.co.nz does not accept liability for any loss or damage — including consequential loss — arising from use of this website, reliance on its content, or from any insurance policy arranged through our referrals. Insurance coverage is determined solely by the policy issued by the insurer, not by the descriptions on this website.

Licensed Advisers

The advisers we refer enquiries to are required to provide you with a disclosure statement as required by the FMCA. This will include their licensing details, any conflicts of interest, and their complaints process. You should read this disclosure statement carefully before proceeding with any insurance advice.

Contact

Questions: hello@cover4you.co.nz