Motor Trade Coverage Types
Every motor trade business has unique risks. Explore the coverage types available to car dealers, workshops, and automotive businesses.
Road Risk Cover
Drive any vehicle in connection with your motor trade — test drives, auction pickups, delivery runs — without needing individual policies for each car.
Vehicle Stock Cover
Protect the vehicles on your forecourt or premises against fire, theft, storm, flood and accidental damage — your stock is your biggest asset.
Customer Vehicles Cover
Protect your customers' cars while they're in your care for service, repair or storage — bailee's liability for the motor trade.
Public & Product Liability
Cover legal costs and compensation if someone is injured or their property damaged as a result of your motor trade business.
Professional Indemnity
Protect your business against claims of faulty workmanship, errors, omissions or negligent advice that cause financial loss to a client.
Tools & Equipment Cover
Protect your workshop's hoists, diagnostic equipment, power tools and hand tools against theft, fire and accidental damage.
Property & Premises Cover
Insure your workshop building, showroom, office and yard against fire, storm, flood, earthquake and accidental damage.
Business Interruption
Replace lost revenue and cover ongoing costs if your business is forced to close due to fire, flood, storm or other insured damage.
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